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Form 5500 · Employee benefit plan · WESTBROOK, ME

CREATIVE WORK SYSTEMS

Public Form 5500 records show how CREATIVE WORK SYSTEMS (WESTBROOK, ME) structures its employee benefits. Its broker of record is PAQUIN & CARROLL LLC. Coverage is written through HARVARD PILGRIM HEALTH CARE and 5 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 01-0280723 · plan 508 · as of Jul 2026

Participants
350
Carriers on file
6
Disclosed commissions
$53,591
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
HARVARD PILGRIM HEALTH CAREHealth155December$42,060
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability255December$3,920
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife87December$3,106
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife255December$2,518
AMERITAS LIFE INSURANCE CORP.Vision292December$1,987
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICADental146December$0

Questions

Who is CREATIVE WORK SYSTEMS's benefits broker?

Per its most recent Form 5500 Schedule A, CREATIVE WORK SYSTEMS's broker of record is PAQUIN & CARROLL LLC.

What insurance carrier does CREATIVE WORK SYSTEMS use?

CREATIVE WORK SYSTEMS's benefit plan is written through HARVARD PILGRIM HEALTH CARE, among 6 disclosed carriers.

When does CREATIVE WORK SYSTEMS's group plan renew?

The most recent Schedule A policy period for CREATIVE WORK SYSTEMS ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from CREATIVE WORK SYSTEMS's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.