Form 5500 · Employee benefit plan · WOBURN, MA
COVARIS INC
COVARIS INC of WOBURN, MA is a 137-participant professional services employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MARSH AND MCLENNAN AGENCY LLC. Coverage is written through HPHC INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-3468219 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with HPHC INSURANCE COMPANY, covers 198 people.
Reported premium across the insured contracts is $969,260, with $22,200 in disclosed broker commissions — about 2.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH AND MCLENNAN AGENCY LLC is the broker of record on 5 of the 6 contracts; the rest name a different broker or none.
3 carriers appear on the filing — HPHC INSURANCE COMPANY, HARVARD PILGRIM HEALTH CARE and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA — with HPHC INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HPHC INSURANCE COMPANY | Health | 198 | December | $695,929 | $13,897 |
| HPHC INSURANCE COMPANY | Health | 55 | December | $193,013 | $3,677 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 135 | December | $20,202 | $3,394 |
| HARVARD PILGRIM HEALTH CARE | Health | 7 | December | $35,942 | $862 |
| HPHC INSURANCE COMPANY | Health | 4 | December | $15,689 | $235 |
| HPHC INSURANCE COMPANY | Health | 2 | December | $8,485 | $135 |
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