Form 5500 · Employee benefit plan · HOLLYWOOD, FL
CMZ ENTERPRISES, INC.
The filing calls this plan CMZ ENTERPRISES, INC. WELFARE PLAN.
CMZ ENTERPRISES, INC. of HOLLYWOOD, FL spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-2359573 · plan 501 · plan year 2025, filed Oct 21, 2025
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200 other employer plans in Florida have policy years ending in May. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 662 people.
Reported premium across the insured contracts is $8,309,028, with $213,406 in disclosed broker commissions — about 2.6% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY and STARMOUNT LIFE INSURANCE COMPANY. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 953 | Jun 1, 2025 | $612,033 | $95,731 |
| UNUM INSURANCE COMPANY | — | 399 | Jun 1, 2025 | $250,696 | $65,456 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 662 | Jun 1, 2025 | $7,387,568 | $45,115 |
| STARMOUNT LIFE INSURANCE COMPANY | Vision | 546 | Jun 1, 2025 | $40,950 | $4,095 |
| PREFERRED LEGAL | — | 151 | Jun 1, 2025 | $17,781 | $3,009 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
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Renewal calendar
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