Form 5500 · Employee benefit plan · LAWRENCE, MA
CHARM SCIENCES
Public Form 5500 records show how CHARM SCIENCES (LAWRENCE, MA) structures its employee benefits. Its broker of record is GALLAGHER BENEFIT SERVICES. Coverage is written through HARVARD PILGRIM HEALTH CARE and 1 other carrier. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2635968 · plan 502 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| HARVARD PILGRIM HEALTH CARE | Health | 488 | February | $40,614 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 325 | February | $24,892 |
Questions
Who is CHARM SCIENCES's benefits broker?
Per its most recent Form 5500 Schedule A, CHARM SCIENCES's broker of record is GALLAGHER BENEFIT SERVICES.
What insurance carrier does CHARM SCIENCES use?
CHARM SCIENCES's benefit plan is written through HARVARD PILGRIM HEALTH CARE, among 2 disclosed carriers.
When does CHARM SCIENCES's group plan renew?
The most recent Schedule A policy period for CHARM SCIENCES ended in February. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from CHARM SCIENCES's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.