Form 5500 · Employee benefit plan · WASHINGTON, DC
CAVA GROUP, INC.
Public Form 5500 records show how CAVA GROUP, INC. of WASHINGTON, DC, a hospitality and food service employer, structures its employee benefits. Its broker of record is JAMES A SCOTT AND SON, INC.. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 47-3426661 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 2,133 people.
Reported premium across the insured contracts is $9,817,290, with $128,662 in disclosed broker commissions — about 1.3% of premium.
The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.
JAMES A SCOTT AND SON, INC. is the broker of record on 3 of the 10 contracts; the rest name a different broker or none.
6 carriers appear on the filing — UNITEDHEALTHCARE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, UNUM LIFE INSURANCE COMPANY OF AMERICA and UNITED BEHAVIORAL HEALTH DBA OPTUM among them — with UNITEDHEALTHCARE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 824 | July | $426,700 | $72,477 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | Dental | 1,123 | July | $505,024 | $24,830 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 354 | July | $85,721 | $14,553 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 52 | July | $53,713 | $9,122 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 1,413 | July | $105,190 | $7,680 |
| UNITED BEHAVIORAL HEALTH DBA OPTUM | — | 12,120 | July | $165,925 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 2,133 | July | $8,329,509 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 556 | July | $36,718 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 361 | July | $67,557 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 718 | July | $41,233 | $0 |
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