Form 5500 · Employee benefit plan · MOOREFIELD, WV
BURKE & HERBERT FINANCIAL SERVICES CORP.
BURKE & HERBERT FINANCIAL SERVICES CORP. of MOOREFIELD, WV files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is THE HILB GROUP OF MD, INC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 92-0289417 · plan 503 · as of Aug 2026
Plan brief
Schedule A lists 9 insured contracts covering health, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, covers 350 people.
Reported premium across the insured contracts is $7,055,100, with $36,728 in disclosed broker commissions — about 0.5% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in September — the plan is on a split renewal cycle.
THE HILB GROUP OF MD, INC is the broker of record on 2 of the 9 contracts; the rest name a different broker or none.
6 carriers appear on the filing — CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, UNITED OF OMAHA LIFE INSURANCE COMPANY, AMERICAN HERITAGE LIFE INSURANCE COMPANY and VISION SERVICE PLAN among them — with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life | 93 | December | $61,808 | $10,264 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 159 | December | $71,921 | $7,192 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 519 | December | $142,069 | $5,683 |
| VISION SERVICE PLAN | Vision | 380 | December | $52,232 | $5,227 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 470 | December | $50,870 | $5,087 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 73 | December | $31,249 | $3,275 |
| HIGHMARK INC. | — | 15 | December | $28,710 | $0 |
| ESI EMPLOYEE ASSISTANCE GROUP | — | 515 | September | $13,905 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | Health | 350 | December | $6,602,336 | $0 |
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