Form 5500 · Employee benefit plan · MIAMI, FL
BULK EXPRESS TRANSPORT
The filing calls this plan BULK EXPRESS TRANSPORT WELFARE BENEFITS PLAN.
BULK EXPRESS TRANSPORT of MIAMI, FL is a 326-participant transportation and logistics employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HR BENEFITS SERVICES, INC.. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 65-0457069 · plan 510 · plan year 2025, filed Jul 29, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
2,208 other employer plans in Florida have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
3 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 424 people.
The filing declares health, life and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 3 contracts here that do not say what they cover.
Reported premium across the insured contracts is $4,035,367, with $149,602 in disclosed broker commissions — about 3.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HR BENEFITS SERVICES, INC. is the broker of record on all 5 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 824 | Jan 1, 2026 | $552,744 | $79,912 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 424 | Jan 1, 2026 | $3,482,623 | $22,696 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 84 | Jan 1, 2026 | — | $17,790 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 184 | Jan 1, 2026 | — | $15,226 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 285 | Jan 1, 2026 | — | $13,978 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 577 employees, 34 recordable cases, 79 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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