Form 5500 · Employee benefit plan · DORCHESTER, MA
BOARD OF TRUSTEES IRON WORKERS
BOARD OF TRUSTEES IRON WORKERS of DORCHESTER, MA is a 2,148-participant construction employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is THE SEGAL COMPANY(EASTERN STATES),. Coverage is written through UNION LABOR LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2163872 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering dental, life, disability and stop-loss; the largest, with UNION LABOR LIFE INSURANCE COMPANY, covers 1,867 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $1,356,525, with $19,698 in disclosed broker commissions — about 1.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE SEGAL COMPANY(EASTERN STATES), is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNION LABOR LIFE INSURANCE COMPANY | Stop-loss | 1,867 | December | $1,137,862 | $10,000 |
| STANDARD INSURANCE COMPANY | Disability | 1,788 | December | $77,325 | $5,564 |
| STANDARD INSURANCE COMPANY | Life | 1,788 | December | $101,377 | $4,134 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Dental | 2,146 | January | $39,961 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
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