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Form 5500 · Employee benefit plan · MIAMI, FL

BARFIELD, INC.

The filing calls this plan BARFIELD, INC. GROUP PLAN.

BARFIELD, INC. of MIAMI, FL insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is BROWN & BROWN FL DORAL. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-0556588 · plan 501 · plan year 2025, filed Aug 28, 2026

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2,208 other employer plans in Florida have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
302
Active at start of year
302
Active at end of year
398
Disclosed commissions
$173,799
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — UNITEDHEALTHCARE INSURANCE COMPANY264 of 302 participants (87%) on the largest contract
Dentalinsured — UNITEDHEALTHCARE INSURANCE COMPANY117 of 302 participants (39%)
Visioninsured — UNITEDHEALTHCARE INSURANCE COMPANY117 of 302 participants (39%)
Lifeinsured — UNITEDHEALTHCARE INSURANCE COMPANY398 of 302 participants on the largest contract
Disabilityinsured — UNITEDHEALTHCARE INSURANCE COMPANY398 of 302 participants on the largest contract

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 264 people.

Reported premium across the insured contracts is $4,471,515, with $173,799 in disclosed broker commissions — about 3.9% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

BROWN & BROWN FL DORAL is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.

3 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, TRANSAMERICA INSURANCE CO. and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNITEDHEALTHCARE INSURANCE COMPANYHealth264Jan 1, 2026$2,047,394$82,073
UNITEDHEALTHCARE INSURANCE COMPANYHealth, Life, Disability398Jan 1, 2026$372,145$56,736
UNITEDHEALTHCARE INSURANCE COMPANYDental, Vision117Jan 1, 2026$2,016,815$24,618
TRANSAMERICA INSURANCE CO.—63Jan 1, 2026$22,091$7,308
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICALife, Disability50Jan 1, 2026$13,070$3,064

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
BARFIELD, INC.
EIN 59-0556588

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

2,208 other employer plans in Florida are January 1 renewals (policy year ends December).

Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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