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Form 5500 · Employee benefit plan · HAMBURG, NY

BAILLIE LUMBER CO. LP

The filing calls this plan BAILLIE LUMBER CO. GROUP HEALTH PLAN.

BAILLIE LUMBER CO. LP of HAMBURG, NY is a 1,477-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MARSH USA LLC. Coverage is written through HM LIFE INSURANCE COMPANY OF NEW YORK and 10 other carriers. The plan's most recent policy period ended in April.

Benefits broker of record
Policy year ends
Aprilas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-1439224 · plan 501 · plan year 2025, filed Feb 2, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

148 other employer plans in New York have policy years ending in April. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
1,477
Active at start of year
1,477
Active at end of year
1,387
Disclosed commissions
$104,657
Typical renewal
May 1

Benefits declared on this filing

Healthinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY1,058 of 1,477 participants (72%) on the largest contract
Dentalinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY1,058 of 1,477 participants (72%) on the largest contract
Visioninsured — EYEMED VISION CARE1,821 of 1,477 participants on the largest contract
Lifedeclared, no contract here says it covers this
Disabilityinsured — AFLAC3 of 1,477 participants (0.2%)

Disability: AFLAC covers 3 of 1,477 participants (0.2%) on Schedule A.

6 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 19 insured contracts covering health, dental, vision, disability and stop-loss; the largest, with HM LIFE INSURANCE COMPANY OF NEW YORK, covers 1,097 people.

The filing declares health, dental, vision, disability and life. Life appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 6 contracts here that do not say what they cover.

The filing lists a stop-loss contract. On its own that does not settle whether the plan pays its own claims.

Reported premium across the insured contracts is $2,903,443, with $104,657 in disclosed broker commissions — about 3.6% of premium.

The health contract's policy period ended in April, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
METROPOLITAN LIFE INSURANCE COMPANY—1,884May 1, 2025$628,845$63,965
METROPOLITAN LIFE INSURANCE COMPANY—545May 1, 2025$99,368$9,149
METROPOLITAN LIFE INSURANCE COMPANYHealth365May 1, 2025$70,528$8,123
METROPOLITAN LIFE INSURANCE COMPANYHealth653May 1, 2025$64,397$7,407
GLOBE LIFE AND ACCIDENT INSURANCE COMPANY—23May 1, 2025$36,637$5,496
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth, Dental1,058May 1, 2025$550,236$4,567
METROPOLITAN GENERAL INSURANCE COMPANY—110May 1, 2025$27,552$2,782
EYEMED VISION CAREVision58May 1, 2025$7,465$1,454
DELTA DENTAL OF MICHIGANDental42Jan 1, 2025$13,143$1,018
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA—18May 1, 2025$2,760$552
AFLACDisability3May 1, 2025$1,374$144
HM LIFE INSURANCE COMPANY OF NEW YORKStop-loss1,097May 1, 2025$1,310,665$0
EYEMED VISION CAREVision1,821May 1, 2025$61,865$0
KAISER FOUNDATION HEALTH PLAN OF HAWAIIHealth5May 1, 2025$27,319$0
EYEMED VISION CAREVision35May 1, 2025$785$0
EYEMED VISION CAREVision11May 1, 2025$504$0
METROPOLITAN LIFE INSURANCE COMPANY -- WAGNERHealth0May 1, 2025—$0
METROPOLITAN LIFE INSURANCE COMPANY -- WAGNER—0May 1, 2025—$0
METROPOLITAN LIFE INSURANCE COMPANY -- WAGNERHealth0May 1, 2025—$0

Premium and claims on this contract

DELTA DENTAL OF MICHIGAN, contract 3504. For the contract year on this filing, the carrier reported $13,143 in premium earned and $11,212 in claims incurred. Dividing one by the other gives 85%.

  • DELTA DENTAL OF MICHIGAN, contract 3504 reported $1,447 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
BAILLIE LUMBER CO. LP
EIN 16-1439224

The plan administrator is from line 3a of the main form. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 176 employees, 0 recordable cases, 0 days away from work.

EmployeesThe company's own average for the year
176
Hours worked
323,293
Recordable cases
0
Days away from work
0

Source: OSHA Injury Tracking Application establishment data, 2025.

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