Form 5500 · Employee benefit plan · DORAL, FL
AMERICAN CENTRAL CORP.
The filing calls this plan AVIANCA, INC. EMPLOYEE WELFARE BENEFITS PLAN.
AMERICAN CENTRAL CORP. of DORAL, FL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is PINETREE CAPITOL LLC. Coverage is written through AETNA LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-1868573 · plan 510 · plan year 2025, filed Mar 4, 2026
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200 other employer plans in Florida have policy years ending in May. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 242 people.
Reported premium across the insured contracts is $2,237,677, with $44,073 in disclosed broker commissions — about 2% of premium.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
PINETREE CAPITOL LLC is the broker of record on 7 of the 8 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including AETNA LIFE INSURANCE COMPANY, UNITEDHEALTHCARE INSURANCE COMPANY, SOLSTICE BENEFITS, INC and UNITED OF OMAHA LIFE INSURANCE COMPANY. AETNA LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 58 | Jun 1, 2025 | $448,632 | $14,244 |
| SOLSTICE BENEFITS, INC | Dental, Vision | 246 | Jun 1, 2025 | $95,541 | $9,554 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 277 | Jun 1, 2025 | $47,128 | $7,069 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 272 | Jun 1, 2025 | $38,719 | $5,808 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 272 | Jun 1, 2025 | $35,032 | $3,152 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 10 | Jun 1, 2025 | $91,431 | $2,930 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 55 | Jun 1, 2025 | $21,943 | $1,316 |
| AETNA LIFE INSURANCE COMPANY | Health | 242 | Jun 1, 2025 | $1,459,251 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
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Renewal calendar
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