Form 5500 · Employee benefit plan · ORLANDO, FL
ADVANTOR SYSTEMS CORPORATION
The filing calls this plan ADVANTOR SYSTEMS CORPORATION WELFARE BENEFITS PLAN.
ADVANTOR SYSTEMS CORPORATION of ORLANDO, FL insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is CBIZ BENEFITS & INSURANCE SERVICES. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-3370662 · plan 510 · plan year 2024, filed Jun 26, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 201 people.
Reported premium across the insured contracts is $1,632,964, with $28,857 in disclosed broker commissions — about 1.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CBIZ BENEFITS & INSURANCE SERVICES is the broker of record on 1 of the 8 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA, HARTFORD LIFE AND ACCIDENT and TRIPLE S SALUD, INC.. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 201 | Jan 1, 2025 | $1,463,166 | $9,472 |
| HARTFORD LIFE AND ACCIDENT | — | 36 | Jan 1, 2025 | $31,027 | $6,206 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 178 | Jan 1, 2025 | $57,362 | $5,737 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 178 | Jan 1, 2025 | $40,152 | $4,015 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 60 | Jan 1, 2025 | $20,306 | $2,031 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 27 | Jan 1, 2025 | $5,205 | $891 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 178 | Jan 1, 2025 | $5,042 | $505 |
| TRIPLE S SALUD, INC. | Health, Dental | 2 | Jan 1, 2025 | $10,704 | $0 |
Premium and claims on this contract
TRIPLE S SALUD, INC., contract SP0001343. For the contract year on this filing, the carrier reported $10,704 in premium earned and $2,969 in claims incurred. Dividing one by the other gives 28%.
- TRIPLE S SALUD, INC., contract SP0001343 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
How this plan compares
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