Form 5500 · Employee benefit plan · PITTSBURGH, PA
WPSC RETIREE BENEFITS TRUST COMMITTEE
The filing calls this plan WHEELING PITTSBURGH STEEL CORP. RETIREE BENEFITS PLAN TRUST.
Public Form 5500 records show how WPSC RETIREE BENEFITS TRUST COMMITTEE of PITTSBURGH, PA, a finance and insurance employer, structures its employee benefits. Its broker of record is ARTHUR J. GALLAGHER & CO.. Coverage is written through HIGHMARK INC. and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 55-6162719 · plan 520 · plan year 2024, filed Oct 15, 2025
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2,778 other employer plans in Pennsylvania have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health and dental; the largest, with HIGHMARK INC., covers 2,576 people.
Reported premium across the insured contracts is $4,229,381, with $7,311 in disclosed broker commissions — about 0.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ARTHUR J. GALLAGHER & CO. is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including HIGHMARK INC., HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA and UNITED CONCORDIA INSURANCE COMPANY. HIGHMARK INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED CONCORDIA INSURANCE COMPANY | Dental | 632 | Jan 1, 2025 | $226,434 | $7,311 |
| HIGHMARK INC. | Health | 2,576 | Jan 1, 2025 | $3,646,289 | $0 |
| HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA | Health | 23 | Jan 1, 2025 | $356,658 | $0 |
Premium and claims on this contract
UNITED CONCORDIA INSURANCE COMPANY, contract 924212. For the contract year on this filing, the carrier reported $226,434 in premium earned and $139,635 in claims incurred. Dividing one by the other gives 62%.
- UNITED CONCORDIA INSURANCE COMPANY, contract 924212 reported $53,054 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
How this plan compares
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Renewal calendar
2,778 other employer plans in Pennsylvania are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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