Form 5500 · Employee benefit plan · WINTER PARK, FL
WINTER PARK IMPORTS
The filing calls this plan WINTER PARK IMPORTS WELFARE BENEFITS PLAN.
WINTER PARK IMPORTS of WINTER PARK, FL is a 229-participant retail employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ALLIANT INSURANCE SERVICES, INC.. Coverage is written through HEALTH OPTIONS and 3 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-1724869 · plan 501 · plan year 2025, filed Sep 10, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $1,478,476, with $93,207 in disclosed broker commissions — about 6.3% of premium.
The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.
ALLIANT INSURANCE SERVICES, INC. is the broker of record on all 4 contracts.
4 carriers appear on the filing, including HEALTH OPTIONS, TRULI, RELIANCE STANDARD LIFE INSURANCE COMPANY and BLUE CROSS BLUE SHIELD OF FLORIDA. HEALTH OPTIONS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 341 | Apr 1, 2025 | $233,370 | $43,403 |
| HEALTH OPTIONS | Health | 51 | Apr 1, 2025 | $578,119 | $23,125 |
| TRULI | Health | 86 | Apr 1, 2025 | $473,112 | $18,924 |
| BLUE CROSS BLUE SHIELD OF FLORIDA | Health | 11 | Apr 1, 2025 | $193,875 | $7,755 |
Premium and claims on these contracts
HEALTH OPTIONS, contract 58821. For the contract year on this filing, the carrier reported $578,119 in premium earned and $457,235 in claims incurred. Dividing one by the other gives 79%.
TRULI, contract 58821. For the contract year on this filing, the carrier reported $473,112 in premium earned and $373,522 in claims incurred. Dividing one by the other gives 79%.
BLUE CROSS BLUE SHIELD OF FLORIDA, contract 58821. For the contract year on this filing, the carrier reported $193,875 in premium earned and $159,075 in claims incurred. Dividing one by the other gives 82%.
- HEALTH OPTIONS, contract 58821 reported $120,885 in retention.
- TRULI, contract 58821 reported $99,588 in retention.
- BLUE CROSS BLUE SHIELD OF FLORIDA, contract 58821 reported $34,800 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
How this plan compares
Subscribers see how this compares with similar plans in Florida. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Florida — largest plans, brokers, carriers and renewal months.