Form 5500 · Employee benefit plan · WILMINGTON, OH
WILMINGTON COLLEGE
The filing calls this plan WILMINGTON COLLEGE ACCIDENT AND DISABILITY PLAN.
WILMINGTON COLLEGE of WILMINGTON, OH is a 173-participant education employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through DENTAL CARE PLUS and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 31-0537514 · plan 501 · plan year 2023, filed Jun 10, 2024
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, life and disability; the largest, with DENTAL CARE PLUS, covers 163 people.
Reported premium across the insured contracts is $145,042, with $15,579 in disclosed broker commissions — about 11% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
USI INSURANCE SERVICES LLC is the broker of record on all 6 contracts.
Two carriers split the book: DENTAL CARE PLUS and THE LINCOLN NATIONAL LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 183 | Jan 1, 2024 | $36,513 | $5,477 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 183 | Jan 1, 2024 | $29,952 | $4,792 |
| DENTAL CARE PLUS | Health, Dental | 163 | Jan 1, 2024 | $49,208 | $2,119 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 56 | Jan 1, 2024 | $15,402 | $1,540 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 97 | Jan 1, 2024 | $12,672 | $1,521 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 53 | Jan 1, 2024 | $1,295 | $130 |
Premium and claims on this contract
DENTAL CARE PLUS, contract 81491. For the contract year on this filing, the carrier reported $49,208 in premium earned and $29,174 in claims incurred. Dividing one by the other gives 59%.
- DENTAL CARE PLUS, contract 81491 reported $20,034 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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