Form 5500 · Employee benefit plan · OCOEE, FL
WAYNE AUTOMATIC FIRE SPRINKLERS
The filing calls this plan WAYNE AUTOMATIC FIRE SPRINKLERS, INC.
WAYNE AUTOMATIC FIRE SPRINKLERS of OCOEE, FL is a 619-participant construction employer whose group benefits are disclosed in its annual Form 5500 filing. Coverage is written through BERKLEY LIFE AND HEALTH INSURANCE COMPANY. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-1824363 · plan 502 · plan year 2025, filed Apr 1, 2026
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282 other employer plans in Florida have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
The filing discloses a single insured line, stop-loss, through BERKLEY LIFE AND HEALTH INSURANCE COMPANY, covering 554 people.
The filing declares health and dental. Health and dental appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
The only insured piece of the health benefit is stop-loss coverage, and the filing reports the plan paying its own claims. The premium and commission here are for the stop-loss contract, not for medical premium.
Reported premium across the insured contracts is $1,154,584, with $207,825 in disclosed broker commissions — about 18% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BERKLEY LIFE AND HEALTH INSURANCE COMPANY | Stop-loss | 554 | Jul 1, 2025 | $1,154,584 | $207,825 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
Named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
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Renewal calendar
282 other employer plans in Florida are July 1 renewals (policy year ends June).
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