Form 5500 · Employee benefit plan · DES MOINES, IA
VETERINARY PHARMACY CORPORATION
Public Form 5500 records show how VETERINARY PHARMACY CORPORATION of DES MOINES, IA, a manufacturing employer, structures its employee benefits. Its broker of record is COTTINGHAM & BUTLER INSURANCE. Coverage is written through BLUE CROSS AND BLUE SHIELD OF MINNESOTA AND BLUE PLUS and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-1806217 · plan 501 · plan year 2025, filed Aug 5, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF MINNESOTA AND BLUE PLUS, covers 304 people.
Reported premium across the insured contracts is $2,620,699, with $95,292 in disclosed broker commissions — about 3.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
COTTINGHAM & BUTLER INSURANCE is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including BLUE CROSS AND BLUE SHIELD OF MINNESOTA AND BLUE PLUS, DELTA DENTAL OF IOWA, HARTFORD LIFE AND ACCIDENT and VERATRUS BENEFIT SOLUTIONS. BLUE CROSS AND BLUE SHIELD OF MINNESOTA AND BLUE PLUS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF MINNESOTA AND BLUE PLUS | Health | 304 | Jan 1, 2026 | $2,382,044 | $75,371 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 133 | Jan 1, 2026 | $87,521 | $11,113 |
| DELTA DENTAL OF IOWA | Dental | 134 | Jan 1, 2026 | $134,469 | $7,142 |
| VERATRUS BENEFIT SOLUTIONS | Vision | 133 | Jan 1, 2026 | $16,665 | $1,666 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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