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Form 5500 · Employee benefit plan · WYOMISSING, PA

VALLEY FORGE FLAG COMPANY LLC

The filing calls this plan VALLEY FORGE FLAG COMPANY, LLC GROUP MEDICAL PLAN.

Public Form 5500 records show how VALLEY FORGE FLAG COMPANY LLC of WYOMISSING, PA, a manufacturing employer, structures its employee benefits. Coverage is written through HM LIFE INSURANCE COMPANY. The plan's most recent policy period ended in December.

Benefits broker of record
Not disclosed
Insurance carrier
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-1564896 · plan 503 · plan year 2024, filed Oct 15, 2025

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How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
125
Active at start of year
125
Active at end of year
122
Disclosed commissions
$0
Typical renewal
January 1

Benefits declared on this filing

Healthdeclared, not on Schedule A
Dentaldeclared under plan 502
Visiondeclared under plan 504
Lifedeclared under plan 502
Disabilitydeclared under plan 502

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

The filing discloses a single insured line, stop-loss, through HM LIFE INSURANCE COMPANY, covering 122 people.

The filing declares health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

The only insured piece of the health benefit is stop-loss coverage, and the filing reports the plan paying its own claims. The premium and commission here are for the stop-loss contract, not for medical premium.

Reported premium is $368,186; the filing discloses no broker commission on these contracts.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
HM LIFE INSURANCE COMPANYStop-loss122Jan 1, 2025$368,186$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
VALLEY FORGE FLAG COMPANY LLC
EIN 13-1564896
BROWN & BROWN (PA)
BROKER · EIN 20-0878127
$59,976
paid directly by the plan
MERITAIN HEALTH, AN AETNA COMPANY
Claims processing · EIN 16-1264154
$9,782
paid directly by the plan
CONNECTCARE3
PATIENT ADVOCATE · EIN 26-1768616
$7,797
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$57,309
Paid out in benefits
$1,064,850
Paid to insurance carriersSchedule H, line 2e(2)
$368,186
Independent accountantEIN 16-1710665
STEPHANO SLACK LLC
Accountant's opinion (Schedule H, line 3a)
Unmodified

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

How this plan compares

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