Form 5500 · Employee benefit plan · WYOMISSING, PA
VALLEY FORGE FLAG COMPANY LLC
The filing calls this plan VALLEY FORGE FLAG COMPANY, LLC GROUP INSURANCE PLAN.
VALLEY FORGE FLAG COMPANY LLC of WYOMISSING, PA spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is ROBERT MCELVEEN II. Coverage is written through HM LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-1564896 · plan 504 · plan year 2025, filed Jul 10, 2026
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How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering dental, vision, life, disability and stop-loss; the largest, with HM LIFE INSURANCE COMPANY, covers 116 people.
The only insured piece of the health benefit is stop-loss coverage, and the filing reports the plan paying its own claims. The stop-loss contract reports $345,314 in premium and $0 in commission. The rest of the premium and commission above is on the plan's other insured lines, and none of it is medical premium.
Reported premium across the insured contracts is $478,504, with $14,198 in disclosed broker commissions — about 3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ROBERT MCELVEEN II is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | Dental | 153 | Jan 1, 2026 | $46,690 | $5,858 |
| MADISON NATIONAL LIFE INSURANCE COMPANY | Disability | 116 | Jan 1, 2026 | $43,359 | $3,086 |
| COMPANION LIFE INSURANCE COMPANY | Vision | 140 | Jan 1, 2026 | $18,807 | $2,821 |
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Life | 246 | Apr 1, 2025 | $24,334 | $2,433 |
| HM LIFE INSURANCE COMPANY | Stop-loss | 116 | Jan 1, 2026 | $345,314 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
How this plan compares
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