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Form 5500 · Employee benefit plan · CHARLOTTE, NC

UNITED UTILITY SERVICES, LLC

The filing calls this plan UNITED UTILITY SERVICES, LLC VOLUNTARY LIFE AND AD&D PLAN.

Public Form 5500 records show how UNITED UTILITY SERVICES, LLC of CHARLOTTE, NC, a construction employer, structures its employee benefits. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2023

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 82-3772718 · plan 504 · plan year 2023, filed Oct 14, 2024

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

1,311 other employer plans in North Carolina have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
293
Active at start of year
293
Active at end of year
0
Disclosed commissions
$42,452
Typical renewal
January 1

Benefits declared on this filing

Healthdeclared under plan 505
Dentaldeclared under plan 505
Visiondeclared under plan 505
Lifeinsured — METROPOLITAN LIFE INSURANCE COMPANY2,233 of 293 participants
Disabilitydeclared under plan 505

Also declared: death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

The filing discloses a single insured line, life, through METROPOLITAN LIFE INSURANCE COMPANY, covering 2,233 people.

Reported premium across the insured contracts is $779,695, with $42,452 in disclosed broker commissions — about 5.4% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
METROPOLITAN LIFE INSURANCE COMPANYLife2,233Jan 1, 2024$779,695$42,452

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
UNITED UTILITY SERVICES, LLC
EIN 82-3772718

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

1,311 other employer plans in North Carolina are January 1 renewals (policy year ends December).

Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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