Form 5500 · Employee benefit plan · HIALEAH, FL
U.S. HOLDINGS, INC.
The filing calls this plan U. S. HOLDINGS INC GROUP HEALTH PLAN.
U.S. HOLDINGS, INC. of HIALEAH, FL is a 161-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is BROWN & BROWN INSURANCE SERVICES. Coverage is written through HEALTH OPTIONS and 2 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-0490595 · plan 501 · plan year 2025, filed Feb 17, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental and vision; the largest, with HEALTH OPTIONS, covers 144 people.
Reported premium across the insured contracts is $1,990,095, with $61,505 in disclosed broker commissions — about 3.1% of premium.
The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN INSURANCE SERVICES is the broker of record on all 3 contracts.
3 carriers appear on the filing, including HEALTH OPTIONS, BLUE CROSS BLUE SHIELD OF FLORIDA and FLORIDA COMBINED LIFE. HEALTH OPTIONS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HEALTH OPTIONS | Health | 144 | Aug 1, 2025 | $1,271,191 | $38,136 |
| BLUE CROSS BLUE SHIELD OF FLORIDA | Health, Vision | 109 | Aug 1, 2025 | $641,560 | $19,805 |
| FLORIDA COMBINED LIFE | Health, Dental | 144 | Aug 1, 2025 | $77,344 | $3,564 |
Premium and claims on these contracts
HEALTH OPTIONS, contract K9507. For the contract year on this filing, the carrier reported $1,271,191 in premium earned and $1,121,445 in claims incurred. Dividing one by the other gives 88%.
BLUE CROSS BLUE SHIELD OF FLORIDA, contract K9507. For the contract year on this filing, the carrier reported $641,560 in premium earned and $552,593 in claims incurred. Dividing one by the other gives 86%.
- HEALTH OPTIONS, contract K9507 reported $149,747 in retention.
- BLUE CROSS BLUE SHIELD OF FLORIDA, contract K9507 reported $88,968 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Florida. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Florida — largest plans, brokers, carriers and renewal months.