Form 5500 · Employee benefit plan · CHICAGO, IL
THE UNIVERSITY OF CHICAGO
The filing calls this plan THE UNIVERSITY OF CHICAGO LONG TERM DISABILITY PLAN.
THE UNIVERSITY OF CHICAGO of CHICAGO, IL is a 10,420-participant education employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through RELIASTAR LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-2177139 · plan 509 · plan year 2025, filed Jun 11, 2026
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2,668 other employer plans in Illinois have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 3 insured contracts are disability coverage, split across RELIASTAR LIFE INSURANCE COMPANY and STANDARD INSURANCE COMPANY.
Reported premium across the insured contracts is $3,287,251, with $7,669 in disclosed broker commissions — about 0.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
Two carriers split the book: RELIASTAR LIFE INSURANCE COMPANY and STANDARD INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Disability | 722 | Jan 1, 2026 | $41,562 | $4,494 |
| STANDARD INSURANCE COMPANY | Disability | 722 | Jan 1, 2026 | $141,357 | $3,175 |
| RELIASTAR LIFE INSURANCE COMPANY | Disability | 9,825 | Jan 1, 2026 | $3,104,332 | $0 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 143762. For the contract year on this filing, the carrier reported $41,487 in premium earned and $51,634 in claims incurred. Dividing one by the other gives 124%.
STANDARD INSURANCE COMPANY, contract 143762. For the contract year on this filing, the carrier reported $141,104 in premium earned and $8,909 in claims incurred. Dividing one by the other gives 6%.
- STANDARD INSURANCE COMPANY, contract 143762 reported $17,148 in retention.
- STANDARD INSURANCE COMPANY, contract 143762 reported $121,890 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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