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Form 5500 · Employee benefit plan · CHICAGO, IL

THE UNIVERSITY OF CHICAGO

The filing calls this plan THE UNIVERSITY OF CHICAGO HEALTH CARE PLAN.

THE UNIVERSITY OF CHICAGO of CHICAGO, IL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is GALLAGHER BENEFIT SERVICES INC. Coverage is written through BLUECROSS BLUESHIELD OF ILLINOIS and 4 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
GALLAGHER BENEFIT SERVICES INC
Insurance carrier
BLUECROSS BLUESHIELD OF ILLINOIS
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-2177139 · plan 510 · plan year 2024, filed Oct 15, 2025

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2,668 other employer plans in Illinois have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.

All participants at the start of the year
27,612
Active at start of year
26,248
Active at end of year
28,053
Disclosed commissions
$567,286
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — BLUECROSS BLUESHIELD OF ILLINOIS10,352 of 27,612 participants (37%) on the largest contract
Dentalinsured — METROPOLITAN LIFE INSURANCE COMPANY17,063 of 27,612 participants (62%) on the largest contract
Visioninsured — VISION SERVICE PLAN6,675 of 27,612 participants (24%) on the largest contract
Lifeinsured — MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY23 of 27,612 participants (under 0.1%)
Disabilitydeclared under plan 508

Life: MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY covers 23 of 27,612 participants (under 0.1%) on Schedule A.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 9 insured contracts covering health, dental, vision and life; the largest, with BLUECROSS BLUESHIELD OF ILLINOIS, covers 10,352 people.

Reported premium across the insured contracts is $114,647,268, with $567,286 in disclosed broker commissions — about 0.5% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

GALLAGHER BENEFIT SERVICES INC is the broker of record on 1 of the 9 contracts; the rest name a different broker or none.

5 carriers appear on the filing, including BLUECROSS BLUESHIELD OF ILLINOIS, METROPOLITAN LIFE INSURANCE COMPANY, VISION SERVICE PLAN and AETNA LIFE INSURANCE COMPANY. BLUECROSS BLUESHIELD OF ILLINOIS writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUECROSS BLUESHIELD OF ILLINOISHealth859Jan 1, 2025$4,194,178$228,942
METROPOLITAN LIFE INSURANCE COMPANYDental17,063Jan 1, 2025$7,066,760$183,853
VISION SERVICE PLANVision6,675Jan 1, 2025$1,368,153$136,457
METROPOLITAN LIFE INSURANCE COMPANYDental804Jan 1, 2025$180,330$13,228
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYLife23Jan 1, 2025$316,032$3,372
VISION SERVICE PLANVision356Jan 1, 2025$39,286$1,434
BLUECROSS BLUESHIELD OF ILLINOISHealth10,352Jan 1, 2025$79,175,968$0
BLUECROSS BLUESHIELD OF ILLINOISHealth3,582Jan 1, 2025$21,946,712$0
AETNA LIFE INSURANCE COMPANYHealth1,482Jan 1, 2025$359,849$0

Premium and claims on these contracts

VISION SERVICE PLAN, contract 30028011. For the contract year on this filing, the carrier reported $1,368,153 in premium earned and $1,100,894 in claims incurred. Dividing one by the other gives 80%.

BLUECROSS BLUESHIELD OF ILLINOIS, contract 992715. For the contract year on this filing, the carrier reported $79,175,968 in premium earned and $76,272,922 in claims incurred. Dividing one by the other gives 96%.

BLUECROSS BLUESHIELD OF ILLINOIS, contract 992715. For the contract year on this filing, the carrier reported $21,946,712 in premium earned and $21,974,443 in claims incurred. Dividing one by the other gives 100%.

  • VISION SERVICE PLAN, contract 30028011 reported $464,814 in retention.
  • BLUECROSS BLUESHIELD OF ILLINOIS, contract 992715 reported $2,903,046 in retention.
  • BLUECROSS BLUESHIELD OF ILLINOIS, contract 992715 reported $-27,731 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Money the plan held and paid out

Plan assets at year end
$135,927,427
Paid out in benefits
$213,959,138
Paid to insurance carriersSchedule H, line 2e(2)
$110,232,900
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$17,250

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

Group Life Insurance PlanInsured benefit plan · 2 Schedule A contractsRenews ~Jan 1Long Term Disability PlanInsured benefit plan · 3 Schedule A contractsRenews ~Jan 1Personal Accident InsuranceInsured benefit plan · 1 Schedule A contractRenews ~Jan 1Staff And Faculty Assistance ProgramInsured benefit plan · 1 Schedule A contractRenews ~Jan 1Travel Accident InsuranceInsured benefit plan · 1 Schedule A contractRenews ~Jan 1Supplemental Retirement PlanRetirement plan · 1 Schedule A contractPension Plan For Staff EmployeesRetirement plan · 1 Schedule A contractRetirement Income PlanRetirement plan · 2 Schedule A contractsFlexible Spending PlanForm 5500 filing · no insured Schedule A contracts

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