Form 5500 · Employee benefit plan · AUSTIN, TX
THE CONTRACTORS PLAN TRUST
THE CONTRACTORS PLAN TRUST of AUSTIN, TX files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is FRINGE INSURANCE BENEFITS. Coverage is written through KAISER FOUNDATION HEALTH PLAN INC (CA) and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-0746005 · plan 501 · plan year 2024, filed Oct 15, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
The filing says this plan is subject to the Form M-1 requirement for multiple-employer welfare arrangements.
Benefits declared on this filing
Health: the largest of the 4 insured health contracts, with KAISER FOUNDATION HEALTH PLAN INC (CA), covers 1,347 of 14,701 participants (9.2%) on Schedule A.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability.
Reported premium is $25,230,276; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
FRINGE INSURANCE BENEFITS is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN INC (CA), METROPOLITAN LIFE INSURANCE COMPANY, ANTHEM BLUE CROSS and UNITEDHEALTHCARE INSURANCE COMPANY. KAISER FOUNDATION HEALTH PLAN INC (CA) writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN INC (CA) | Health | 1,347 | Jan 1, 2025 | $13,011,939 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 11,200 | Jan 1, 2025 | $4,959,626 | $0 |
| ANTHEM BLUE CROSS | Health | 246 | Jan 1, 2025 | $3,972,995 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Life | 315 | Jan 1, 2025 | $2,823,667 | $0 |
| UNITEDHEALTHCARE OF CALIFORNIA | Health | 20 | Jan 1, 2025 | $462,049 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
Named on Schedule C of this filing. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
How this plan compares
Subscribers see how this compares with similar plans in Texas. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Texas — largest plans, brokers, carriers and renewal months.