Form 5500 · Employee benefit plan · RALEIGH, NC
THE ARC OF NORTH CAROLINA, INC.
The filing calls this plan EMPLOYEE BENEFIT PLAN OF THE ARC OF NORTH CAROLINA.
THE ARC OF NORTH CAROLINA, INC. of RALEIGH, NC is a 241-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is WILLIAM SALMON. Coverage is written through BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 56-0753097 · plan 501 · plan year 2025, filed Jul 16, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA, covers 301 people.
Reported premium across the insured contracts is $4,295,786, with $140,500 in disclosed broker commissions — about 3.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIAM SALMON is the broker of record on 1 of the 9 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA, DELTA DENTAL OF NORTH CAROLINA, CONTINENTAL AMERICAN INSURANCE COMPANY and THE LINCOLN NATIONAL LIFE INSURANCE COMPANY. BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | Health | 301 | Jan 1, 2026 | $3,903,037 | $96,370 |
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 135 | Jan 1, 2026 | $59,965 | $20,190 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 146 | Jan 1, 2026 | $50,451 | $7,568 |
| DELTA DENTAL OF NORTH CAROLINA | Dental | 319 | Jan 1, 2026 | $126,779 | $5,105 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 222 | Jan 1, 2026 | $44,084 | $4,204 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 213 | Jan 1, 2026 | $38,116 | $2,672 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 95 | Jan 1, 2026 | $37,329 | $2,657 |
| VISION SERVICE PLAN | Vision | 227 | Jan 1, 2026 | $31,113 | $1,434 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 25 | Jan 1, 2026 | $4,912 | $300 |
Premium and claims on this contract
DELTA DENTAL OF NORTH CAROLINA, contract 0964. For the contract year on this filing, the carrier reported $126,779 in premium earned and $101,383 in claims incurred. Dividing one by the other gives 80%.
- DELTA DENTAL OF NORTH CAROLINA, contract 0964 reported $20,855 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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