Form 5500 · Employee benefit plan · ARLINGTON, VA
THE AES CORPORATION
The filing calls this plan THE HEALTH AND WELFARE BENEFITS PLAN LLC.
Public Form 5500 records show how THE AES CORPORATION of ARLINGTON, VA, a utilities employer, structures its employee benefits. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through SUN LIFE ASSURANCE COMPANY OF CANADA and 9 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 11-3723753 · plan 501 · plan year 2025, filed Sep 24, 2026
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1,326 other employer plans in Virginia have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 4 insured health contracts, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 28 of 5,505 participants (0.5%) on Schedule A.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 12 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with SUN LIFE ASSURANCE COMPANY OF CANADA, covers 3,525 people.
The filing lists a stop-loss contract. On its own that does not settle whether the plan pays its own claims.
Reported premium across the insured contracts is $17,268,927, with $776,258 in disclosed broker commissions — about 4.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON US LLC is the broker of record on 7 of the 12 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| SUN LIFE ASSURANCE COMPANY OF CANADA | Stop-loss | 3,525 | Jan 1, 2026 | $5,836,310 | $350,179 |
| RELIASTAR LIFE INSURANCE COMPANY | — | 3,016 | Jan 1, 2026 | $786,195 | $175,493 |
| MINNESOTA LIFE INSURANCE COMPANY | Life | 7,224 | Jan 1, 2026 | $3,688,736 | $142,383 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 28 | Jan 1, 2026 | $496,389 | $57,851 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 3,184 | Jan 1, 2026 | $1,499,829 | $29,946 |
| ARAG INSURANCE COMPANY | — | 954 | Jan 1, 2026 | $126,294 | $16,418 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | — | 118 | Jan 1, 2026 | $49,386 | $3,729 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 3,939 | Jan 1, 2026 | $25,881 | $259 |
| DELTA DENTAL OF VIRGINIA | Dental | 7,949 | Jan 1, 2026 | $3,513,459 | $0 |
| VISION SERVICE PLAN | Vision | 3,162 | Jan 1, 2026 | $620,736 | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 70 | Jan 1, 2026 | $491,726 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 16 | Jan 1, 2026 | $133,986 | $0 |
Premium and claims on this contract
DELTA DENTAL OF VIRGINIA, contract 00000600390. For the contract year on this filing, the carrier reported $3,513,459 in premium earned and $3,216,644 in claims incurred. Dividing one by the other gives 92%.
- DELTA DENTAL OF VIRGINIA, contract 00000600390 reported $519,992 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
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Renewal calendar
1,326 other employer plans in Virginia are January 1 renewals (policy year ends December).
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