Form 5500 · Employee benefit plan · GRAND RAPIDS, MI
STEELCASE INC.
The filing calls this plan STEELCASE BENEFIT PLAN FOR NON-MEDICARE ELIGIBLE RETIREES.
STEELCASE INC. of GRAND RAPIDS, MI spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is HEWITT INSURANCE BROKERAGE LLC. Coverage is written through DELTA DENTAL OF MICHIGAN and 3 other carriers. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-0819050 · plan 550 · plan year 2025, filed Oct 22, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering dental, vision and life; the largest, with DELTA DENTAL OF MICHIGAN, covers 58 people.
The filing declares dental, vision, life and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $53,217, with $422 in disclosed broker commissions — about 0.8% of premium.
The most recent policy period ended in February, and the plan year ends February 28. Group contracts typically renew on that annual cycle.
HEWITT INSURANCE BROKERAGE LLC is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 33 | Mar 1, 2025 | $9,900 | $422 |
| DELTA DENTAL OF MICHIGAN | Dental | 58 | Mar 1, 2025 | $23,614 | $0 |
| VISION SERVICE PLAN | Vision | 61 | Mar 1, 2025 | $11,367 | $0 |
| ALLONE HEALTH/ENCOMPASS | — | 109 | Mar 1, 2025 | $8,336 | $0 |
Premium and claims on this contract
DELTA DENTAL OF MICHIGAN, contract 9756. For the contract year on this filing, the carrier reported $23,600 in premium earned and $22,606 in claims incurred. Dividing one by the other gives 96%.
- DELTA DENTAL OF MICHIGAN, contract 9756 reported $2,051 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 3,544 employees, 49 recordable cases, 561 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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