Form 5500 · Employee benefit plan · GRAND RAPIDS, MI
STEELCASE INC.
The filing calls this plan STEELCASE INC. EMPLOYEE BENEFIT PLAN.
STEELCASE INC. of GRAND RAPIDS, MI is a 4,202-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is JENNIFER N BUCK. Coverage is written through PRIORITY HEALTH INSURANCE COMPANY and 22 other carriers. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-0819050 · plan 506 · plan year 2025, filed Nov 5, 2025
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65 other employer plans in Michigan have policy years ending in February. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, severance, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 27 insured contracts covering health, dental, vision, life and disability; the largest, with PRIORITY HEALTH INSURANCE COMPANY, covers 4,506 people.
Reported premium across the insured contracts is $53,824,342, with $1,821,991 in disclosed broker commissions — about 3.4% of premium.
The most recent policy period ended in February, and the plan year ends February 28. Group contracts typically renew on that annual cycle.
JENNIFER N BUCK is the broker of record on 1 of the 27 contracts; the rest name a different broker or none.
23 carriers appear on the filing, including PRIORITY HEALTH INSURANCE COMPANY, AETNA LIFE INSURANCE COMPANY, UNITEDHEALTHCARE INSURANCE COMPANY and METROPOLITAN LIFE INSURANCE COMPANY. PRIORITY HEALTH INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRIORITY HEALTH INSURANCE COMPANY | Health | 4,506 | Mar 1, 2025 | $29,253,022 | $1,192,213 |
| DELTA DENTAL OF MICHIGAN | Dental | 2,727 | Mar 1, 2025 | $1,503,169 | $111,285 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 8,280 | Mar 1, 2025 | $2,483,994 | $105,846 |
| AETNA LIFE INSURANCE COMPANY | Health | 1,804 | Mar 1, 2025 | $410,693 | $94,054 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 804 | Mar 1, 2025 | $855,408 | $67,951 |
| HARTFORD LIFE AND ACCIDENT | Disability | 2,228 | Mar 1, 2025 | $816,100 | $60,391 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision | 1,323 | Mar 1, 2025 | $4,502,327 | $47,873 |
| VISION SERVICE PLAN | Vision | 1,644 | Mar 1, 2025 | $291,990 | $31,169 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision | 564 | Mar 1, 2025 | $314,340 | $22,711 |
| AETNA LIFE INSURANCE COMPANY | Health, Dental | 1,365 | Mar 1, 2025 | $9,594,642 | $20,587 |
| GEISINGER QUALITY OPTIONS, INC. | Health | 39 | Mar 1, 2025 | $305,762 | $12,231 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 718 | Mar 1, 2025 | $143,100 | $10,613 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 32 | Mar 1, 2025 | $238,630 | $8,844 |
| EYEMED VISION CARE | Vision | 1,744 | Mar 1, 2025 | $84,045 | $8,189 |
| KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | Health | 21 | Mar 1, 2025 | $129,577 | $5,097 |
| ZURICH AMERICAN INSURANCE COMPANY | — | 7,893 | Mar 1, 2025 | $18,298 | $4,575 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 12 | Mar 1, 2025 | $121,822 | $4,144 |
| UPMC HEALTH OPTIONS | Health | 12 | Mar 1, 2025 | $94,943 | $3,231 |
| KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | Health | 20 | Mar 1, 2025 | $116,846 | $3,016 |
| MEDICAL MUTUAL | Health | 6 | Mar 1, 2025 | $55,551 | $2,275 |
| KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | Health | 7 | Mar 1, 2025 | $49,760 | $1,842 |
| DEAN HEALTH PLAN INC | Health | 4 | Mar 1, 2025 | $39,011 | $1,829 |
| KAISER FOUNDATION HEALTH PLAN OF COLORADO | Health | 3 | Mar 1, 2025 | $39,465 | $1,485 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health | 1 | Mar 1, 2025 | $9,278 | $348 |
| HEALTH NET | Health | 3 | Mar 1, 2025 | $5,036 | $192 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 145 | Mar 1, 2025 | $2,023,115 | $0 |
| ENCOMPASS EAP, LLC | — | 4,242 | Mar 1, 2025 | $324,418 | $0 |
Premium and claims on these contracts
DELTA DENTAL OF MICHIGAN, contract 7762. For the contract year on this filing, the carrier reported $1,389,991 in premium earned and $1,088,879 in claims incurred. Dividing one by the other gives 78%.
VISION SERVICE PLAN, contract 30087468. For the contract year on this filing, the carrier reported $291,990 in premium earned and $219,591 in claims incurred. Dividing one by the other gives 75%.
KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC., contract 8497600. For the contract year on this filing, the carrier reported $129,577 in premium earned and $0 in claims incurred. Dividing one by the other gives 0%.
MEDICAL MUTUAL, contract 0137821-01. For the contract year on this filing, the carrier reported $55,551 in premium earned and $0 in claims incurred. Dividing one by the other gives 0%.
- DELTA DENTAL OF MICHIGAN, contract 7762 reported $195,572 in retention.
- VISION SERVICE PLAN, contract 30087468 reported $104,167 in retention.
- KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC., contract 8497600 reported $5,097 in retention.
- MEDICAL MUTUAL, contract 0137821-01 reported $2,275 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 3,544 employees, 49 recordable cases, 561 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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