Form 5500 · Employee benefit plan · CHERRY HILL, NJ
SOURCE4SOLUTIONS, LLC
The filing calls this plan SOURCE4SOLUTIONS HEALTH & WELFARE PLAN.
SOURCE4SOLUTIONS, LLC of CHERRY HILL, NJ is a 694-participant education employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is THE BALDWIN GROUP SOUTHEAST, LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-2096985 · plan 501 · plan year 2025, filed Nov 14, 2025
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178 other employer plans in New Jersey have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 675 people.
Reported premium across the insured contracts is $4,377,060, with $100,185 in disclosed broker commissions — about 2.3% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
THE BALDWIN GROUP SOUTHEAST, LLC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: CIGNA HEALTH AND LIFE INSURANCE COMPANY and UNITED OF OMAHA LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 795 | Jul 1, 2025 | $343,242 | $59,577 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 675 | Jul 1, 2025 | $4,033,818 | $40,608 |
Premium and claims on this contract
CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 626058. For the contract year on this filing, the carrier reported $4,033,818 in premium earned and $4,409,635 in claims incurred. Dividing one by the other gives 109%.
- CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 626058 reported $150,836 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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