Form 5500 · Employee benefit plan · SEATTLE, WA
SEA CREATURES, LLC
The filing calls this plan SEA CREATURES, LLC HEALTH & WELFARE PLAN.
SEA CREATURES, LLC of SEATTLE, WA is a 123-participant hospitality and food service employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is PROPEL INSURANCE AGENCY LLC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-3258561 · plan 501 · plan year 2025, filed Oct 28, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
The filing carries code 4S: this plan is filing again after previously being exempt.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental and vision; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 103 people.
Reported premium across the insured contracts is $496,581, with $59,421 in disclosed broker commissions — about 12% of premium.
The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.
PROPEL INSURANCE AGENCY LLC is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, DELTA DENTAL OF WASHINGTON and WILLAMETTE DENTAL OF WASHINGTON, INC.. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Vision | 103 | Apr 1, 2025 | $423,504 | $55,821 |
| DELTA DENTAL OF WASHINGTON | Dental | 88 | Apr 1, 2025 | $59,669 | $2,983 |
| WILLAMETTE DENTAL OF WASHINGTON, INC. | Dental | 25 | Apr 1, 2025 | $13,408 | $617 |
Premium and claims on this contract
WILLAMETTE DENTAL OF WASHINGTON, INC., contract WA711. For the contract year on this filing, the carrier reported $13,408 in premium earned and $6,884 in claims incurred. Dividing one by the other gives 51%.
- WILLAMETTE DENTAL OF WASHINGTON, INC., contract WA711 reported $2,528 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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