Form 5500 · Employee benefit plan · LOUISVILLE, KY
SAZERAC COMPANY
SAZERAC COMPANY of LOUISVILLE, KY insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through HARTFORD LIFE AND ACCIDENT and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 72-0310180 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with HARTFORD LIFE AND ACCIDENT, covers 4,065 people.
Reported premium across the insured contracts is $6,040,992, with $492,301 in disclosed broker commissions — about 8.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH AND BENEFITS, LLC is the broker of record on 3 of the 8 contracts; the rest name a different broker or none.
6 carriers appear on the filing — HARTFORD LIFE AND ACCIDENT, DELTA DENTAL OF KENTUCKY, ANTHEM HEALTH PLANS OF KENTUCKY, INC. and AMERICAN HERITAGE LIFE INSURANCE COMPANY among them — with HARTFORD LIFE AND ACCIDENT writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 4,065 | December | $2,651,125 | $194,833 |
| DELTA DENTAL OF KENTUCKY | Dental | 7,332 | December | $2,024,447 | $161,956 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 1,056 | December | $316,012 | $47,439 |
| ANTHEM HEALTH PLANS OF KENTUCKY, INC. | Vision | 3,158 | December | $445,647 | $40,780 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 836 | December | $239,289 | $24,996 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 1,541 | December | $278,927 | $22,297 |
| HEALTH ADVOCATE SOLUTIONS INC. | — | 4,801 | December | $57,064 | $0 |
| UNIVERSITY HEALTH ALLIANCE | Health, Vision | 8 | December | $28,481 | $0 |
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