form5500lookup

Form 5500 · Employee benefit plan · MINNEAPOLIS, MN

RYAN COMPANIES US, INC.

The filing calls this plan RYAN COMPANIES US, INC. RETIREMENT PLAN.

Public Form 5500 records show how RYAN COMPANIES US, INC. of MINNEAPOLIS, MN, a construction employer, structures its employee benefits. Its broker of record is JOHN R. RYAN JR.. Coverage is written through CONNECTICUT GENERAL LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-0882483 · plan 001 · plan year 2025, filed Aug 26, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
1,964
Active at start of year
1,546
Active at end of year
1,484
Disclosed commissions
$0
Typical renewal
January 1

Benefits declared on this filing

Healthdeclared under plan 504
Dentaldeclared under plan 504
Visiondeclared under plan 504
Lifeinsured — CONNECTICUT GENERAL LIFE INSURANCE COMPANY2 of 1,964 participants (0.1%)
Disabilitydeclared under plan 504

Life: CONNECTICUT GENERAL LIFE INSURANCE COMPANY covers 2 of 1,964 participants (0.1%) on Schedule A.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

All 2 insured contracts are life coverage, split across CONNECTICUT GENERAL LIFE INSURANCE COMPANY and PRINCIPAL LIFE INSURANCE COMPANY.

Reported premium is $21,046; the filing discloses no broker commission on these contracts.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

JOHN R. RYAN JR. is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.

Two carriers split the book: CONNECTICUT GENERAL LIFE INSURANCE COMPANY and PRINCIPAL LIFE INSURANCE COMPANY.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
CONNECTICUT GENERAL LIFE INSURANCE COMPANYLife2Jan 1, 2026$21,046$0
PRINCIPAL LIFE INSURANCE COMPANYAnnuity / GIC1,911Jan 1, 2026$207,688,747$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
RYAN COMPANIES US, INC.
EIN 41-0882483
PRINCIPAL LIFE INSURANCE COMPANY
Contract administrator · EIN 42-0127290
$354,001
paid directly by the plan
COMMONWEALTH FINANCIAL NETWORK
INVESTMENT ADVISORY · EIN 04-2675571
$84,872
paid directly by the plan
WILSHIRE ADVISORS LLC
INVESTMENT ADVISORY · EIN 95-2755361
$0
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 1,816 employees, 16 recordable cases, 0 days away from work.

EmployeesThe company's own average for the year
1,816
Hours worked
3,595,810
Recordable cases
16
Days away from work
0

Source: OSHA Injury Tracking Application establishment data, 2025.

Money the plan held and paid out

Plan assets at year end
$370,134,122
Paid out in benefits
$39,821,992
Independent accountantEIN 42-0714325
RSM US LLP
Accountant's opinion (Schedule H, line 3a)
Unmodified

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

How this plan compares

Subscribers see how this compares with similar plans in Minnesota. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices

Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.

More employer plans in Minnesota — largest plans, brokers, carriers and renewal months.