Form 5500 · Employee benefit plan · FARMINGTON, CT
RTX CORPORATION
The filing calls this plan RTX CORPORATION PUERTO RICO HEALTH AND WELFARE BENEFITS PLAN.
Public Form 5500 records show how RTX CORPORATION of FARMINGTON, CT, a manufacturing employer, structures its employee benefits. Its broker of record is WILLIS TOWERS WATSON PR INSURANCE. Coverage is written through TRIPLE S SALUD, INC. and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 06-0570975 · plan 645 · plan year 2024, filed Oct 14, 2025
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692 other employer plans in Connecticut have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental and disability; the largest, with TRIPLE S SALUD, INC., covers 2,724 people.
Reported premium across the insured contracts is $13,441,643, with $43,149 in disclosed broker commissions — about 0.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON PR INSURANCE is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
Two carriers split the book: TRIPLE S SALUD, INC. and UNIVERSAL LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNIVERSAL LIFE INSURANCE COMPANY | Disability | 699 | Jan 1, 2025 | $160,150 | $24,022 |
| UNIVERSAL LIFE INSURANCE COMPANY | — | 372 | Jan 1, 2025 | $127,516 | $19,127 |
| TRIPLE S SALUD, INC. | Health | 2,724 | Jan 1, 2025 | $12,322,324 | $0 |
| TRIPLE S SALUD, INC. | Health, Dental | 2,667 | Jan 1, 2025 | $831,653 | $0 |
Premium and claims on these contracts
UNIVERSAL LIFE INSURANCE COMPANY, contract 0611-0082. For the contract year on this filing, the carrier reported $160,150 in premium earned and $22,141 in claims incurred. Dividing one by the other gives 14%.
UNIVERSAL LIFE INSURANCE COMPANY, contract 1908-0462. For the contract year on this filing, the carrier reported $127,516 in premium earned and $24,086 in claims incurred. Dividing one by the other gives 19%.
TRIPLE S SALUD, INC., contract SP0007298. For the contract year on this filing, the carrier reported $12,322,324 in premium earned and $14,425,375 in claims incurred. Dividing one by the other gives 117%.
TRIPLE S SALUD, INC., contract SP0007299. For the contract year on this filing, the carrier reported $831,653 in premium earned and $875,516 in claims incurred. Dividing one by the other gives 105%.
- UNIVERSAL LIFE INSURANCE COMPANY, contract 0611-0082 reported $24,022 in retention.
- UNIVERSAL LIFE INSURANCE COMPANY, contract 1908-0462 reported $19,127 in retention.
- TRIPLE S SALUD, INC., contract SP0007298 reported $0 in retention.
- TRIPLE S SALUD, INC., contract SP0007299 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 21,078 employees, 114 recordable cases, 933 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
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