Form 5500 · Employee benefit plan · ELMSFORD, NY
RELIABLE AUTOMATIC SPRINKLER CO., INC.
The filing calls this plan GROUP LIFE AND HEALTH INSURANCE PLAN FOR RELIABLE AUTOMATIC SPRINKLER CO, INC.
RELIABLE AUTOMATIC SPRINKLER CO., INC. of ELMSFORD, NY insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through HARTFORD LIFE AND ACCIDENT and 1 other carrier. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-1727035 · plan 501 · plan year 2025, filed Apr 7, 2026
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315 other employer plans in New York have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with HARTFORD LIFE AND ACCIDENT, covers 1,094 people.
Reported premium across the insured contracts is $1,366,402, with $46,531 in disclosed broker commissions — about 3.4% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
USI INSURANCE SERVICES LLC is the broker of record on all 2 contracts.
Two carriers split the book: HARTFORD LIFE AND ACCIDENT and CIGNA HEALTH AND LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 1,094 | Jul 1, 2025 | $767,224 | $29,682 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 919 | Jul 1, 2025 | $599,178 | $16,849 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
315 other employer plans in New York are July 1 renewals (policy year ends June).
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