Form 5500 · Employee benefit plan · CENTRE, AL
PRESTON HEALTH SERVICES, INC.
The filing calls this plan PRESTON HEALTH SERVICES, INC. HEALTH AND WELFARE PLAN.
Public Form 5500 records show how PRESTON HEALTH SERVICES, INC. of CENTRE, AL, a health care and social assistance employer, structures its employee benefits. Its broker of record is NATIONAL BENEFIT CENTER. Coverage is written through BLUE CROSS AND BLUE SHIELD OF ALABAMA and 2 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-3000448 · plan 501 · plan year 2025, filed Feb 27, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF ALABAMA, covers 624 people.
The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium is $375,328; the filing discloses no broker commission on these contracts.
The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.
NATIONAL BENEFIT CENTER is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF ALABAMA | Dental | 624 | Aug 1, 2025 | $172,628 | $0 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 493 | Aug 1, 2025 | $154,762 | $0 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Vision | 352 | Aug 1, 2025 | $47,938 | $0 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 0057984. For the contract year on this filing, the carrier reported $172,628 in premium earned and $148,028 in claims incurred. Dividing one by the other gives 86%.
- BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 0057984 reported $24,168 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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