Form 5500 · Employee benefit plan · ATLANTA, GA
PIEDMONT OFFICE REALTY TRUST
The filing calls this plan PIEDMONT OFFICE REALTY TRUST WELFARE PLAN.
PIEDMONT OFFICE REALTY TRUST of ATLANTA, GA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MCGRIFF INSURANCE SERVICES, INC.. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 7 other carriers. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 58-2328421 · plan 501 · plan year 2025, filed Dec 4, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 144 people.
Reported premium across the insured contracts is $3,644,289, with $36,500 in disclosed broker commissions — about 1% of premium.
The health contract's policy period ended in April, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
MCGRIFF INSURANCE SERVICES, INC. is the broker of record on 2 of the 10 contracts; the rest name a different broker or none.
8 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA, UNUM LIFE INSURANCE COMPANY OF AMERICA and VISION SERVICE PLAN. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 144 | May 1, 2025 | $3,424,444 | $12,940 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 152 | Jan 1, 2025 | $47,340 | $9,468 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 144 | Jan 1, 2025 | $73,520 | $7,352 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 144 | Jan 1, 2025 | $42,803 | $4,280 |
| VISION SERVICE PLAN | Vision | 144 | May 1, 2025 | $34,125 | $2,006 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | 17 | Jan 1, 2025 | $7,302 | $349 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 10 | May 1, 2025 | $6,207 | $105 |
| CORPCARE ASSOCIATES, INC. | — | 144 | May 1, 2025 | $4,328 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 144 | Jan 1, 2025 | $3,214 | $0 |
| NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | — | 144 | Jul 1, 2025 | $1,006 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
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