Form 5500 · Employee benefit plan · MIAMI, FL
PERKO, INC.
The filing calls this plan PERKO, INC. LIFE AND HEALTH INSURANCE PLAN.
PERKO, INC. of MIAMI, FL insures health, dental, vision and life coverage for its employees, per Schedule A of its Form 5500. Its broker of record is STRATEGIC BENEFITS LLC. Coverage is written through AVMED and 2 other carriers. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-0932376 · plan 504 · plan year 2025, filed Feb 27, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision and life; the largest, with AVMED, covers 69 people.
Reported premium across the insured contracts is $812,658, with $47,827 in disclosed broker commissions — about 5.9% of premium.
The health contract's policy period ended in July, while at least one ancillary line's policy period ended in June. The plan is on a split renewal cycle.
STRATEGIC BENEFITS LLC is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including AVMED, THE HARTFORD GROUP BENEFITS DIVISION and SOLSTICE BENEFITS, INC. AVMED writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AVMED | Health | 69 | Aug 1, 2025 | $687,238 | $35,089 |
| THE HARTFORD GROUP BENEFITS DIVISION | Life | 223 | Jul 1, 2025 | $101,137 | $9,479 |
| SOLSTICE BENEFITS, INC | Dental, Vision | 118 | Aug 1, 2025 | $24,283 | $3,259 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 248 employees, 13 recordable cases, 134 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Florida. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Florida — largest plans, brokers, carriers and renewal months.