Form 5500 · Employee benefit plan · DEERFIELD BEACH, FL
PEOPLES TRUST INSURANCE CO.
The filing calls this plan PEOPLE'S TRUST INSURANCE CO. WELFARE BENEFIT PLAN.
PEOPLES TRUST INSURANCE CO. of DEERFIELD BEACH, FL insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MADURO INSURANCE GRP DBA GALLAGHER. Coverage is written through AETNA LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 26-1716465 · plan 501 · plan year 2024, filed Aug 6, 2025
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2,208 other employer plans in Florida have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 375 people.
Reported premium across the insured contracts is $3,471,745, with $34,916 in disclosed broker commissions — about 1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MADURO INSURANCE GRP DBA GALLAGHER is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Two carriers split the book: AETNA LIFE INSURANCE COMPANY and UNUM LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY | Health, Dental, Vision | 375 | Jan 1, 2025 | $3,358,856 | $17,200 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 84 | Jan 1, 2025 | $54,085 | $8,654 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 132 | Jan 1, 2025 | $51,870 | $8,300 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 348 | Jan 1, 2025 | $6,934 | $762 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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