Form 5500 · Employee benefit plan · CONCORD, MA
PAYSCALE, INC.
The filing calls this plan PAYSCALE, INC. EMPLOYEE WELFARE BENEFIT PLAN.
Public Form 5500 records show how PAYSCALE, INC. of CONCORD, MA, a information and media employer, structures its employee benefits. Its broker of record is ADVOCATE, INC.. Coverage is written through AETNA LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 91-1618647 · plan 501 · plan year 2025, filed May 19, 2026
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1,456 other employer plans in Massachusetts have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 876 people.
Reported premium across the insured contracts is $7,311,033, with $327,691 in disclosed broker commissions — about 4.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ADVOCATE, INC. is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including AETNA LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, DELTA DENTAL OF WASHINGTON and VISION SERVICE PLAN. AETNA LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY | Health | 876 | Jan 1, 2026 | $6,911,991 | $308,543 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 563 | Jan 1, 2026 | $169,311 | $16,931 |
| VISION SERVICE PLAN | Vision | 485 | Jan 1, 2026 | $73,750 | $2,217 |
| DELTA DENTAL OF WASHINGTON | Dental | 162 | Jan 1, 2026 | $155,981 | $0 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 563 | Jan 1, 2026 | — | $0 |
Premium and claims on this contract
DELTA DENTAL OF WASHINGTON, contract 1079. For the contract year on this filing, the carrier reported $155,981 in premium earned and $118,640 in claims incurred. Dividing one by the other gives 76%.
- DELTA DENTAL OF WASHINGTON, contract 1079 reported $15,286 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
1,456 other employer plans in Massachusetts are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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