Form 5500 · Employee benefit plan · WOODCLIFF LAKE, NJ
PARTY CITY HOLDINGS INC
The filing calls this plan PARTY CITY HOLDINGS INC HEALTH AND WELFARE PLAN.
Public Form 5500 records show how PARTY CITY HOLDINGS INC of WOODCLIFF LAKE, NJ, a manufacturing employer, structures its employee benefits. Its broker of record is JAMES R NELLIGAN & ASSOC. Coverage is written through AETNA LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-1033029 · plan 501 · plan year 2024, filed Sep 17, 2025
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1,512 other employer plans in New Jersey have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 2 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 125 of 4,797 participants (2.6%) on Schedule A.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with AETNA LIFE INSURANCE COMPANY, covers 3,821 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $6,302,333, with $178,038 in disclosed broker commissions — about 2.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
JAMES R NELLIGAN & ASSOC is the broker of record on 3 of the 8 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Disability | 4,404 | Jan 1, 2025 | $640,319 | $36,791 |
| STANDARD INSURANCE COMPANY | Life | 3,849 | Jan 1, 2025 | $655,303 | $34,760 |
| STANDARD INSURANCE COMPANY | Disability | 4,722 | Jan 1, 2025 | $705,030 | $34,643 |
| AETNA LIFE INSURANCE COMPANY | Dental | 3,821 | Jan 1, 2025 | $1,549,112 | $28,655 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 125 | Jan 1, 2025 | $681,029 | $22,635 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 80 | Jan 1, 2025 | $672,739 | $20,554 |
| AETNA LIFE INSURANCE COMPANY | Stop-loss | 1,717 | Jan 1, 2025 | $1,251,781 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Vision | 2,004 | Jan 1, 2025 | $147,020 | $0 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 759080. For the contract year on this filing, the carrier reported $640,319 in premium earned and $1,166,565 in claims incurred. Dividing one by the other gives 182%.
STANDARD INSURANCE COMPANY, contract 759080. For the contract year on this filing, the carrier reported $655,303 in premium earned and $1,035,100 in claims incurred. Dividing one by the other gives 158%.
STANDARD INSURANCE COMPANY, contract 759080. For the contract year on this filing, the carrier reported $705,030 in premium earned and $780,149 in claims incurred. Dividing one by the other gives 111%.
- STANDARD INSURANCE COMPANY, contract 759080 reported $292,077 in retention.
- STANDARD INSURANCE COMPANY, contract 759080 reported $207,354 in retention.
- STANDARD INSURANCE COMPANY, contract 759080 reported $323,030 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
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Renewal calendar
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