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Form 5500 · Employee benefit plan · SAN FRANCISCO, CA

PACIFIC MARITIME ASSOCIATION

The filing calls this plan WELFARE PLAN FOR EMPLOYEES OF PMA.

PACIFIC MARITIME ASSOCIATION of SAN FRANCISCO, CA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is PROT FIN & INS. SVCS, INC.. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 7 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-2914940 · plan 501 · plan year 2025, filed Jan 20, 2026

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
210
Active at start of year
143
Active at end of year
144
Disclosed commissions
$574
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — KAISER FOUNDATION HEALTH PLAN, INC.11 of 210 participants (5.2%) on the largest contract
Dentalinsured — DELTA DENTAL OF CALIFORNIA99 of 210 participants (47%)
Visioninsured — KAISER FOUNDATION HEALTH PLAN, INC.11 of 210 participants (5.2%) on the largest contract
Lifeinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA139 of 210 participants (66%) on the largest contract
Disabilityinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA139 of 210 participants (66%)

Health: the largest of the 3 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 11 of 210 participants (5.2%) on Schedule A.

Vision: the largest of the 2 insured vision contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 11 of 210 participants (5.2%) on Schedule A.

Also declared: death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 9 insured contracts covering health, dental, vision, life and disability.

Reported premium across the insured contracts is $2,095,037, with $574 in disclosed broker commissions — about 0% of premium.

The health contract's policy period ended in December, while at least one ancillary line's policy period ended in June. The plan is on a split renewal cycle.

PROT FIN & INS. SVCS, INC. is the broker of record on 1 of the 9 contracts; the rest name a different broker or none.

8 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF CALIFORNIA and UNITEDHEALTHCARE INSURANCE COMPANY. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
PROTECTIVE LIFE INSURANCE COMPANYLife144Jul 1, 2025$28,689$574
KAISER FOUNDATION HEALTH PLAN, INC.Health, Vision11Jan 1, 2025$972,503$0
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability139Jan 1, 2025$338,372$0
DELTA DENTAL OF CALIFORNIADental99Jan 1, 2025$256,413$0
UNITEDHEALTHCARE INSURANCE COMPANYHealth81Jan 1, 2025$252,903$0
UNITEDHEALTHCARE INSURANCE COMPANYHealth77Jan 1, 2025$203,201$0
VISION SERVICE PLANVision62Jan 1, 2025$34,262$0
U.S. BEHAVIORAL HEALTH PLAN, CA DBA OPTUMHEALTH—139Jan 1, 2025$8,694$0
FEDERAL INSURANCE COMPANY—144Jul 31, 2024—$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
PACIFIC MARITIME ASSOCIATION
EIN 94-2914940

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

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