Form 5500 · Employee benefit plan · JONESBORO, AR
OPTUS, INC.
The filing calls this plan OPTUS, INC. EMPLOYEE GROUP BENEFIT PLAN.
OPTUS, INC. of JONESBORO, AR spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is JAS D COLLIER & CO. Coverage is written through SWISS RE CORPORATE SOLUTIONS AMERICA INS. CORP. and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0782833 · plan 501 · plan year 2024, filed Oct 14, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with SWISS RE CORPORATE SOLUTIONS AMERICA INS. CORP., covers 62 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $319,715, with $7,118 in disclosed broker commissions — about 2.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
JAS D COLLIER & CO is the broker of record on 4 of the 6 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Dental, Vision, Life | 103 | Jan 1, 2025 | $45,990 | $4,588 |
| UNUM INSURANCE COMPANY | Disability | 21 | Jan 1, 2025 | $7,690 | $1,046 |
| UNUM INSURANCE COMPANY | Disability | 22 | Jan 1, 2025 | $6,976 | $987 |
| UNUM INSURANCE COMPANY | Disability | 13 | Jan 1, 2025 | $3,720 | $497 |
| SWISS RE CORPORATE SOLUTIONS AMERICA INS. CORP. | Stop-loss | 62 | Jan 1, 2025 | $190,652 | $0 |
| LUCENT HEALTH | Health | 61 | Jan 1, 2025 | $64,687 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Arkansas. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Arkansas — largest plans, brokers, carriers and renewal months.