Form 5500 · Employee benefit plan · FRANKLIN, TN
OIA STAFFING, INC.
The filing calls this plan OIA STAFFING INC. HEALTH & WELFARE BENEFIT PLAN.
OIA STAFFING, INC. of FRANKLIN, TN insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is KATHERINE LEE. Coverage is written through BLUECROSS BLUESHIELD OF TENNESSEE, INC. and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 30-0705224 · plan 501 · plan year 2025, filed Aug 10, 2026
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1,160 other employer plans in Tennessee have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare, death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF TENNESSEE, INC., covers 1,313 people.
Reported premium across the insured contracts is $9,361,881, with $389,604 in disclosed broker commissions — about 4.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
KATHERINE LEE is the broker of record on 1 of the 9 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including BLUECROSS BLUESHIELD OF TENNESSEE, INC., DELTA DENTAL OF TENNESSEE, LIFE INSURANCE COMPANY OF NORTH AMERICA and UNITEDHEALTHCARE INSURANCE COMPANY. BLUECROSS BLUESHIELD OF TENNESSEE, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF TENNESSEE, INC. | Health | 1,313 | Jan 1, 2026 | $7,908,317 | $220,370 |
| DELTA DENTAL OF TENNESSEE | Dental | 1,485 | Jan 1, 2026 | $570,069 | $52,499 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 362 | Jan 1, 2026 | $206,133 | $30,920 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 481 | Jan 1, 2026 | $193,491 | $29,024 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 1,130 | Jan 1, 2026 | $165,748 | $24,862 |
| UNITEDHEALTHCARE INSURANCE COMPANY | — | 1,393 | Jan 1, 2026 | $194,542 | $19,454 |
| NATIONAL VISION ADMINISTRATORS, LLC | Vision | 1,307 | Jan 1, 2026 | $77,632 | $7,763 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 1,130 | Jan 1, 2026 | $20,485 | $3,073 |
| COMBINED INSURANCE COMPANY | Life | 52 | Jan 1, 2026 | $25,464 | $1,639 |
Premium and claims on these contracts
BLUECROSS BLUESHIELD OF TENNESSEE, INC., contract 130526. For the contract year on this filing, the carrier reported $7,908,317 in premium earned and $10,221,024 in claims incurred. Dividing one by the other gives 129%.
DELTA DENTAL OF TENNESSEE, contract 6243. For the contract year on this filing, the carrier reported $527,092 in premium earned and $373,973 in claims incurred. Dividing one by the other gives 71%.
- BLUECROSS BLUESHIELD OF TENNESSEE, INC., contract 130526 reported $1,513,535 in retention.
- DELTA DENTAL OF TENNESSEE, contract 6243 reported $113,325 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
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Renewal calendar
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