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Form 5500 · Employee benefit plan · BROOKVILLE, NY

NYSARC INC. - NASSAU COUNTY CHAPTER

The filing calls this plan NYSARC INC. - NASSAU COUNTY CHAPTER EMPLOYEE WELFARE PLAN.

NYSARC INC. - NASSAU COUNTY CHAPTER of BROOKVILLE, NY files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is PILOT BENEFIT GROUP, LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 11-1720254 · plan 501 · plan year 2025, filed Sep 22, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

3,536 other employer plans in New York have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
2,237
Active at start of year
2,063
Active at end of year
2,115
Disclosed commissions
$419,086
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY1,230 of 2,237 participants (55%) on the largest contract
Dentalinsured — CIGNA HEALTH AND LIFE INSURANCE COMPANY252 of 2,237 participants (11%)
Visioninsured — ANTHEM BLUE CROSS AND BLUE SHIELD1,996 of 2,237 participants (89%)
Lifeinsured — LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK2,115 of 2,237 participants (95%) on the largest contract
Disabilityinsured — FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY65 of 2,237 participants (2.9%) on the largest contract

Disability: the largest of the 2 insured disability contracts, with FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY, covers 65 of 2,237 participants (2.9%) on Schedule A.

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 14 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 1,230 people.

The filing lists a stop-loss contract. On its own that does not settle whether the plan pays its own claims.

Reported premium across the insured contracts is $6,023,518, with $419,086 in disclosed broker commissions — about 7% of premium.

The health contract's policy period ended in December, while at least one ancillary line's policy period ended in February. The plan is on a split renewal cycle.

PILOT BENEFIT GROUP, LLC is the broker of record on 1 of the 14 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth1,230Jan 1, 2026$3,483,747$289,101
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF NEW YORK—285Jan 1, 2026$257,315$39,367
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF NEW YORK—124Jan 1, 2026$117,595$21,668
LINCOLN LIFE & ANNUITY COMPANY OF NEW YORKLife129Jan 1, 2026$147,281$14,728
EMBLEMHEALTHHealth24May 1, 2025$470,286$13,698
LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK—207Jan 1, 2026$105,365$10,537
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF NEW YORK—82Jan 1, 2026$66,679$9,003
FIRST RELIANCE STANDARD LIFE INSURANCE COMPANYDisability65Mar 1, 2025$43,215$8,643
LINCOLN LIFE & ANNUITY COMPANY OF NEW YORKLife2,115Jan 1, 2026$439,200$6,329
LINCOLN LIFE & ANNUITY COMPANY OF NEW YORKDisability60Jan 1, 2026$18,335$2,655
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF NEW YORK—7Jan 1, 2026$8,020$1,647
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth, Dental252May 1, 2025$44,756$1,180
ANTHEM BLUE CROSS AND BLUE SHIELDHealth, Vision, Stop-loss1,996May 1, 2025$820,169$324
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF NEW YORK—1Jan 1, 2026$1,555$206

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
NYSARC INC. - NASSAU COUNTY CHAPTER
EIN 11-1720254

The plan administrator is from line 3a of the main form. We publish company names only.

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Renewal calendar

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