form5500lookup

Form 5500 · Employee benefit plan · BOCA RATON, FL

NQM FUNDING LLC

The filing calls this plan NQM FUNDING LLC EMPLOYEE BENEFIT PLAN.

NQM FUNDING LLC of BOCA RATON, FL is a 202-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is RSC INSURANCE BROKERAGE, INC.. Coverage is written through TRANSAMERICA LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 65-0709224 · plan 501 · plan year 2025, filed May 18, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
202
Active at start of year
202
Active at end of year
198
Disclosed commissions
$68,049
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — TRANSAMERICA LIFE INSURANCE COMPANY233 of 202 participants
Dentalinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA214 of 202 participants
Visioninsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA214 of 202 participants
Lifeinsured — UNITED OF OMAHA LIFE INSURANCE COMPANY277 of 202 participants
Disabilityinsured — UNITED OF OMAHA LIFE INSURANCE COMPANY277 of 202 participants on the largest contract

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with TRANSAMERICA LIFE INSURANCE COMPANY, covers 233 people.

Reported premium across the insured contracts is $490,624, with $68,049 in disclosed broker commissions — about 14% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

RSC INSURANCE BROKERAGE, INC. is the broker of record on all 6 contracts.

3 carriers appear on the filing, including TRANSAMERICA LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and UNITED OF OMAHA LIFE INSURANCE COMPANY. TRANSAMERICA LIFE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
TRANSAMERICA LIFE INSURANCE COMPANYHealth233Jan 1, 2026$174,136$22,637
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICADental, Vision214Jan 1, 2026$167,768$20,228
UNITED OF OMAHA LIFE INSURANCE COMPANY—106Jan 1, 2026$57,515$11,503
UNITED OF OMAHA LIFE INSURANCE COMPANYDisability277Jan 1, 2026$64,030$9,605
UNITED OF OMAHA LIFE INSURANCE COMPANYDisability50Jan 1, 2026$19,481$2,922
UNITED OF OMAHA LIFE INSURANCE COMPANYLife277Jan 1, 2026$7,694$1,154

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
NQM FUNDING LLC
EIN 65-0709224
LUMINARE HEALTH BENEFITS
Claims processing · Plan administrator · EIN 35-1846036
$163,602
paid directly by the plan
RSC INSURANCE BROKERAGE INC DBA LAR
Named on Schedule C · EIN 16-1689464
$51,514
paid directly by the plan
AETNA
Claims processing · EIN 06-6033492
$44,594
paid directly by the plan
LAROCCA & ASSOCIATES, INC.
Named on Schedule C · EIN 59-2406398
$35,556
paid directly by the plan
HEALTHJOY
Claims processing · EIN 46-5722012
$9,692
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Other plans filed by this employer

How this plan compares

Subscribers see how this compares with similar plans in Florida. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices

Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.

More employer plans in Florida — largest plans, brokers, carriers and renewal months.