Form 5500 · Employee benefit plan · WASHINGTON, DC

NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES

Name: NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES — Form 5500 benefit plan
Creator: Form5500Lookup
License: https://www.usa.gov/government-works

The filing calls this plan NEA MEMBERS INSURANCE PLAN.

NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES of WASHINGTON, DC files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is PEARL. Coverage is written through PRUDENTIAL INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in August.

Benefits broker of record

PEARL

Insurance carrier

PRUDENTIAL INSURANCE COMPANY OF AMERICA

Policy year ends

Augustas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 53-0115260 · plan 520 · plan year 2025, filed Jun 1, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

19 other employer plans in District of Columbia have policy years ending in August. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Both, as reported

The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

The filing says this plan is subject to the Form M-1 requirement for multiple-employer welfare arrangements.

All participants at the start of the year

2,672,384

Active at start of year

2,543,679

Active at end of year

2,528,845

Disclosed commissions

$265,695

Typical renewal

September 1

Benefits declared on this filing

Healthinsured — UNITED AMERICAN INSURANCE COMPANY6,713 of 2,672,384 participants (0.3%)

Dentaldeclared under plan 508

Visiondeclared under plan 508

Lifeinsured — PRUDENTIAL INSURANCE COMPANY OF AMERICA370,097 of 2,672,384 participants (14%) on the largest contract

Disabilitydeclared, not on Schedule A

Health: UNITED AMERICAN INSURANCE COMPANY covers 6,713 of 2,672,384 participants (0.3%) on Schedule A.

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering health and life.

The filing declares health, life and disability. Disability appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium across the insured contracts is $81,959,997, with $265,695 in disclosed broker commissions — about 0.3% of premium.

The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.

PEARL is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.

Schedule A insurance contracts

Carrier	Benefits	Covered	Renews	Premium	Commission
PRUDENTIAL INSURANCE COMPANY OF AMERICA	Life	370,097	Sep 1, 2025	$56,986,549	$265,695
UNITED AMERICAN INSURANCE COMPANY	Health	6,713	Sep 1, 2025	$21,043,394	$0
PRUDENTIAL INSURANCE COMPANY OF AMERICA	Life	3,093,414	Sep 1, 2025	$1,652,012	$0
MINNESOTA LIFE INSURANCE COMPANY	Life	2,202	Sep 1, 2025	$1,241,280	$0
PRUDENTIAL INSURANCE COMPANY OF AMERICA	Life	2,715	Sep 1, 2025	$1,036,762	$0

Premium and claims on these contracts

PRUDENTIAL INSURANCE COMPANY OF AMERICA, contract 20400-1. For the contract year on this filing, the carrier reported $56,986,549 in premium earned and $53,780,578 in claims incurred. Dividing one by the other gives 94%.

PRUDENTIAL INSURANCE COMPANY OF AMERICA, contract 37000-1. For the contract year on this filing, the carrier reported $1,652,012 in premium earned and $1,430,550 in claims incurred. Dividing one by the other gives 87%.

MINNESOTA LIFE INSURANCE COMPANY, contract 32475 & 32878. For the contract year on this filing, the carrier reported $1,241,280 in premium earned and $1,888,062 in claims incurred. Dividing one by the other gives 152%.

PRUDENTIAL INSURANCE COMPANY OF AMERICA, contract 20400-1 reported $2,595,538 in retention.
PRUDENTIAL INSURANCE COMPANY OF AMERICA, contract 37000-1 reported $221,462 in retention.
MINNESOTA LIFE INSURANCE COMPANY, contract 32475 & 32878 reported $54,577 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing

NATIONAL EDUCATION ASSOCIATION OF THE UNITED STATES

EIN 53-0115260

NEA MEMBER BENEFITS

Accounting and audit · Recordkeeping and information management · EIN 52-0855767

$25,913,888

paid directly by the plan

DUCENTA SQUARED ASSET MANAGEMENT

Named on Schedule C · EIN 85-0584508

$22,865

paid directly by the plan

PEARL INSURANCE GROUP LLC

Claims processing · EIN 88-2137818

$7,671,654

paid directly by the plan

BUCK GLOBAL, LLC

Named on Schedule C · EIN 13-3954297

$202,611

paid directly by the plan

BNY MELLON ASSET SERVICING

Custodian · EIN 13-5160382

$122,574

paid directly by the plan

MOONEY, GREEN, SANDON ET AL PC

Named on Schedule C · EIN 52-1958229

$19,978

paid directly by the plan

ABLETO, INC

Named on Schedule C · EIN 46-2468224

$35,200

paid directly by the plan

RBC WEALTH MANAGEMENT

Named on Schedule C · EIN 41-1416330

$100,000

paid directly by the plan

MARSH USA

Named on Schedule C · EIN 36-1436000

$75,000

paid directly by the plan

RHUMBLINE ADVISORS

Named on Schedule C · EIN 04-3118582

$30,000

paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end

$184,263,071

Paid out in benefits

$89,519,511

Paid to insurance carriersSchedule H, line 2e(2)

$12,771,102

Independent accountantEIN 52-0855767

NEA MEMBER BENEFITS

Accountant's opinion (Schedule H, line 3a)

Unmodified

Audit fee

$25,988,888

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

Nea Long Term Care Insurance ProgramInsured benefit plan · 6 Schedule A contractsRenews ~Sep 1 plan 508Insured benefit plan · 4 Schedule A contractsRenews ~Jul 1 plan 513Insured benefit plan · 6 Schedule A contractsRenews ~Jul 1 Nea Hospital Income Insurance ProgramInsured benefit plan · 1 Schedule A contractRenews ~Oct 1 plan 509Insured benefit plan · 1 Schedule A contractRenews ~Jul 1 Nea Excess Major Medical PlanInsured benefit plan · 1 Schedule A contractRenews ~Jun 1 plan 333Form 5500 filing · no insured Schedule A contracts plan 002Form 5500 filing · no insured Schedule A contracts

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Renewal calendar

19 other employer plans in District of Columbia are September 1 renewals (policy year ends August).

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