Form 5500 · Employee benefit plan · NEW YORK, NY
NATIONAL AUSTRALIA BANK
The filing calls this plan NATIONAL AUSTRALIA BANK INSURANCE PLANS.
NATIONAL AUSTRALIA BANK of NEW YORK, NY is a 72-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is DIGITAL INSURANCE INC.. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-2901144 · plan 505 · plan year 2025, filed Dec 8, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 183 people.
Reported premium across the insured contracts is $2,446,675, with $104,731 in disclosed broker commissions — about 4.3% of premium.
The health contract's policy period ended in February, while at least one ancillary line's policy period ended in January. The plan is on a split renewal cycle.
DIGITAL INSURANCE INC. is the broker of record on 1 of the 6 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, AETNA LIFE INSURANCE COMPANY, PRUDENTIAL INSURANCE COMPANY OF AMERICA and FEDERAL INSURANCE COMPANY. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 183 | Mar 1, 2025 | $2,233,478 | $89,339 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life, Disability | 100 | Feb 1, 2025 | $88,324 | $7,064 |
| AETNA LIFE INSURANCE COMPANY | Dental | 175 | Mar 1, 2025 | $109,470 | $5,919 |
| FEDERAL INSURANCE COMPANY | — | 96 | Mar 1, 2025 | $10,470 | $1,570 |
| SHELTERPOINT LIFE INSURANCE COMPANY | Vision | 67 | Mar 1, 2025 | $4,933 | $839 |
| AFLAC | — | 0 | Jan 1, 2025 | — | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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