Form 5500 · Employee benefit plan · ASHEVILLE, NC
MOUNTAIN AREA HEALTH EDUCATION CENTER
The filing calls this plan MOUNTAIN AREA HEALTH EDUCATION CENTER EMPLOYEE BENEFITS PLAN.
MOUNTAIN AREA HEALTH EDUCATION CENTER of ASHEVILLE, NC spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is DIGITAL INSURANCE INC DBA ONEDIGITA. Coverage is written through GRANULAR INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 56-1071426 · plan 501 · plan year 2025, filed May 15, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
1,311 other employer plans in North Carolina have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, vision, life, disability and stop-loss; the largest, with GRANULAR INSURANCE COMPANY, covers 914 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $1,642,082, with $161,836 in disclosed broker commissions — about 9.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| SUN LIFE ASSURANCE COMPANY OF CANADA | Health, Life, Disability | 1,320 | Jan 1, 2026 | $645,019 | $109,278 |
| GRANULAR INSURANCE COMPANY | Stop-loss | 914 | Jan 1, 2026 | $895,440 | $44,772 |
| COMMUNITY EYE CARE | Vision | 1,061 | Jan 1, 2026 | $77,865 | $7,786 |
| EMPLOYEE ASSISTANCE NETWORK, INC. | — | 1,076 | Jan 1, 2026 | $23,758 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 1,091 employees, 41 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
One establishment filed under this EIN is left out of these figures: the hours and employees it reported could not both be right.
Other plans filed by this employer
How this plan compares
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Renewal calendar
1,311 other employer plans in North Carolina are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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