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Form 5500 · Employee benefit plan · FARMINGTON HILLS, MI

MICHIGAN HEALTHCARE P.C.

The filing calls this plan MICHIGAN HEALTHCARE PROFESSIONALS, P.C. SEC 125 BENEFITS.

Public Form 5500 records show how MICHIGAN HEALTHCARE P.C. of FARMINGTON HILLS, MI, a health care and social assistance employer, structures its employee benefits. Its broker of record is HUB INTERNATIONAL, INC.. Coverage is written through BLUE CARE NETWORK OF MICHIGAN and 4 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-1674932 · plan 503 · plan year 2024, filed Oct 15, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
997
Active at start of year
996
Active at end of year
997
Disclosed commissions
$0
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — BLUE CROSS BLUE SHIELD OF MICHIGAN996 of 997 participants (99.9%) on the largest contract
Dentalinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Visioninsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Lifeinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY1,614 of 997 participants on the largest contract
Disabilityinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY1,614 of 997 participants on the largest contract

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CARE NETWORK OF MICHIGAN, covers 289 people.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

HUB INTERNATIONAL, INC. is the broker of record on 2 of the 9 contracts; the rest name a different broker or none.

5 carriers appear on the filing, including BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN, PRIORITY HEALTH and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA. BLUE CARE NETWORK OF MICHIGAN writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUE CARE NETWORK OF MICHIGAN—289Jan 1, 2025—$0
BLUE CROSS BLUE SHIELD OF MICHIGANHealth996Jan 1, 2025—$0
PRIORITY HEALTHHealth310Jan 1, 2025—$0
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICADental, Vision—Jan 1, 2025—$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife, Disability1,614Jan 1, 2025—$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability806Jan 1, 2025—$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability496Jan 1, 2025—$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife790Jan 1, 2025—$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability481Jan 1, 2025—$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
MICHIGAN HEALTHCARE P.C.
EIN 45-1674932

The plan administrator is from line 3a of the main form. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$0

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule I

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

How this plan compares

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