Form 5500 · Employee benefit plan · SAN JOSE, CA
MERIWEST CREDIT UNION
The filing calls this plan MERIWEST CREDIT UNION EMPLOYEE BENEFITS PLAN.
MERIWEST CREDIT UNION of SAN JOSE, CA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is RSC INSURANCE BROKERAGE, INC.. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 7 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-1521987 · plan 501 · plan year 2025, filed Jun 5, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
4 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, vision, life, disability and stop-loss; the largest, with KAISER FOUNDATION HEALTH PLAN, INC., covers 211 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 4 contracts here that do not say what they cover.
The filing lists a stop-loss contract. On its own that does not settle whether the plan pays its own claims.
Reported premium across the insured contracts is $3,456,478, with $238,103 in disclosed broker commissions — about 6.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Stop-loss | 92 | Jan 1, 2026 | $1,326,700 | $109,081 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 211 | Jan 1, 2026 | $1,776,992 | $88,432 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 227 | Jan 1, 2026 | $71,062 | $14,212 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 226 | Jan 1, 2026 | $114,894 | $11,489 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 225 | Jan 1, 2026 | $67,131 | $6,713 |
| AFLAC | — | 38 | Jan 1, 2026 | $33,367 | $5,300 |
| VISION SERVICE PLAN | Vision | 217 | Jan 1, 2026 | $41,214 | $1,664 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 32 | Jan 1, 2026 | $7,839 | $864 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 4 | Jan 1, 2026 | $3,477 | $348 |
| SUTTER HEALTH PLAN | — | 228 | Jan 1, 2026 | $13,802 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in California. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in California — largest plans, brokers, carriers and renewal months.